Canada’s most accessible loans
We’ve all been there – bills are piling up, unexpected expenses pop up on Friday night, your paycheck is still days or even weeks away and you need same day payday loans to keep food on the table and keep the lights on.
When you get approved for a payday loan on the same day, you’ll be able to pay your bills, handle expenses, and keep your family fed and sheltered, by providing you a temporary cash infusion that you pay repay back.
These types of same day cash loans offer several benefits. For starters, the entire process is quick and easy. Your online loan application, approval and funding take place online, with no paperwork or office visits which makes it very convenient during the cold Canadian winters.
In fact, the entire process can be completed on the Pay Day website, or even on the go via your smartphone with the Pay Day online loan app, for iOS and Android devices, allowing for instant approval and fast release of funds.
What this all means is that you can have up to $1,500 in your bank account on the same day that you apply for your payday loan. Now that’s fast!
But how can you get same day payday advance loans at this speed? How can any company offer this kind of service? With an online process, and no physical branch offices, Pay Day is lending for the digital age. We use advanced software to automate the decision-making and you can digitally sign your loan agreement. As soon as you send back the signed agreement, we will send you the funds via e-transfer in 5 minutes.
Pay Day offers same day payday loans online 7 days a week (yes, we also provide weekend payday loans) which can really be a lifesaver for many people and make the difference between being late on your bills, foregoing food or utilities, skipping emergency dental work, leaving an appliance broken, the car unrepaired, or getting those things taken care of when you should.
In a crisis situation, same day payday loan with quick deposit can help improve your life and your financial situation.
We provide you with the flexibility to borrow the funds that you need and pay it back as one lump sum, or over 2 or 3 installments, depending on the options you choose.
This can really help make your financial life a bit easier, which is the main goal of our services. You are free to spend the funds as you see fit, from managing your finances to paying your bills as needed.
Anyone who meets the basic lending requirements and residents in one of the following provinces can apply for a same day payday loan:
We don’t discriminate on any basis – our limited requirements for things like age and citizenship are purely legal requirements. Your ethnicity, religious affiliation, sexual orientation, political affiliation, age, housing situation, employer, job type, or any of the other myriad characteristics that make you uniquely you don’t come into play. Just the basic lending requirements are all that must be met, which can be found on our site in the Payday Loans Frequently Asked Questions page
CASH is a trusted, reliable, licensed Canadian lender that provides approval for same day payday loans even if you have bad credit.
You can feel safe and confident in your lending decision, knowing you’ve chosen a highly-respected, regulated, and trustworthy lender, with employees who live, work, and play in Canada just like you!
We understand that not all loans are not a one-size-fits-all solution. We offer flexibility – both in the amount of your unsecured loans ($100 to $1,500), as well as your loan repayment schedule (1, 2, or 3 installments).
We don’t charge you any additional fees or a higher interest rate if you choose to pay back your loan in multiple repayments. We provide these options to offer you the greatest financial flexibility to suit your life, income, and needs.
When we say same day payday loans approval, we mean instant. Most traditional payday lenders are based in brick-and-mortar locations you may have to go to a payday lending store go get forms and documents signed, notarized, and faxed, mailed, or delivered back to the lender.
This all takes time and isn’t necessary. With Pay Day, the entire loan application process to getting the funds you need can take as little as 15 – 20 minutes.
Do you have an unforeseen expense at the end of the week, and don't know where to turn for a loan? You can apply for a Weekend Payday Loan online.
Applying for a quick cash loan on the weekend is easy with Pay Day. Our website and loan approval process is available 24 hours a day, 7 days a week. You can complete the loan application from the comfort of your home, office or on the go with the Pay Day loan app.
Before you start your application, you'll need to ensure you have several some information handy, for example, your bank account information, social security number and employment information.
We hold ourselves to extremely high standards for ethical and responsible lending behavior. We believe in transparency, and clearly spell out our interest rates, fees, repayment schedule, and other details, in plain English, as part of the loan application process.
Don’t be discouraged by a poor credit score. What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use an advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.
Residents of Canada and the larger metropolitan area will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your armchair.
We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require to come into our office to sign any documents. It’s all streamlined, online, for your convenience.
Our Code of Conduct assures you’ll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is explained up front and transparently. Our job is to make your life easier.
Of course, we require some personal information to assess your application, but you can rest assured, that your information is safe with our top of the line industry encryption technology. Wherever you live in the Canada area, from Delta to Richmond, Burnaby to West Vancouver, and beyond, this is the safest, easiest, most transparent loan process you’ve seen.
We appreciate the encouraging response to our innovative loan business model from our clients in Canada. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.
Cloud Nine Loans is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.
Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.
Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
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