Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%


in Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Niagara Falls, Kitchener, Oshawa, Barrie, Guelph, Kingston, Kanata, Milton, Brantford, Thunder Bay, Sudbury, Peterborough, Sarnia, Belleville, Sault Ste. Marie, Welland–Pelham, North Bay, Cornwall, Chatham, Georgetown, St. Thomas, Woodstock, Bowmanville, Leamington, Stouffville, Orillia, Stratford, Orangeville, Bradford, Timmins, Keswick–Elmhurst Beach, Bolton, Midland, Innisfil, Owen Sound, Brockville, Fergus, Lindsay, Collingwood, Cobourg, Alliston, Wasaga Beach, Valley East, Pembroke, Tillsonburg, Port Colborne, Fort Erie, Strathroy, Simcoe, Amherstburg, Petawawa, New Hamburg, Angus–Borden CFB-BFC, Ingersoll, Port Hope, Paris, Rockland, Carleton Place, Beamsville, Uxbridge, Hawkesbury, Kenora, Elliot Lake, Arnprior, Elmira, Wallaceburg, Caledonia, Acton, Port Perry, Bracebridge, Newcastle, Smiths Falls, Binbrook, Crystal Beach, Kincardine, Renfrew, Shelburne, Port Elgin, Aylmer, Goderich, Sutton, Listowel, Essex, Napanee, Fort Frances, Hanover, Kapuskasing, King, St. Marys, Embrun, Sturgeon Falls, Huntsville, Parry Sound, Kirkland Lake, Chelmsford, Port Dover, Brighton, Dunnville, Manotick Station, Corunna, Chippawa, Lively, Dryden, Perth, Smithville, Tay, Petrolia, Gravenhurst, Gananoque, Tottenham, Almonte, Mount Albert, Meaford, Tilbury, Porcupine, Picton, Azilda, Mississauga Beach, Exeter, Mount Forest, Rockwood, Nobleton, Mitchell, Walkerton, Russell, New Liskeard, Blenheim, Caledon East, Delhi, Ayr, Vineland, Richmond, Stayner, Prescott, Kemptville, Dorchester, Beeton, Hearst, Espanola, Southampton, Deep River, Cochrane, Casselman, Bobcaygeon, Campbellford, Haileybury, St. George, Wellesley, Ballantrae, Marathon, Waterford, Clinton, Ridgetown, Iroquois Falls, Tavistock, Bridgenorth–Chemong Park Area, Sioux Lookout, Hagersville, Virgil, Wingham, Wheatley, Norwich, Alexandria, Frankford, Beaverton, Capreol, Lakefield, Harrow, Schomberg, Grand Bend, Seaforth, Erin, Palmerston, Wawa, Durham, Osgoode, Lucan, Thornbury, Fenelon Falls, Dresden, Winchester, Morrisburg, Wyoming, Arthur, Elmvale, Constance Bay, Blind River, Forest, Colchester, Port Stanley, Glencoe, Thamesford, Drayton, Limoges, Dundalk, Stirling, Wiarton, St. Jacobs, Atikokan, Carlisle, McGregor, Ilderton, Cannington, Chesley, Mount Brydges, Geraldton, Coniston, Factory Island, Harriston, Mattawa, Wendover, Long Sault, Metcalfe, Vankleek Hill, Parkhill, Cardinal, Cayuga, Manitouwadge, Tweed, Millbrook, Oro Station–Hawkestone, Chesterville, Everett, Deseronto, Grand Valley, Marmora, Colborne, Milverton, Little Current, Amigo Beach, Watford, Madoc, Attawapiskat 91a, Caledon, Dowling, L'Orignal, Longlac, Englehart, Moosonee, Ingleside, Norwood, Dutton, Plattsville, Powassan, Wikwemikong, West Lorne, Omemee, Barry's Bay, Sunderland, Mildmay, Markdale, Cookstown, Claremont, Marchmont–Bass Lake, Alfred, Bath, Stevensville, Red Lake, Havelock, Thessalon, Chapleau, Creemore, Bourget, Brussels, Golden, Haliburton Village, Belmont, Lucknow, New Dundee, Cobalt, Hastings, Bayfield, Orono, Port Rowan, Stoney Point, Paisley, Palgrave, Jarvis, Chalk River, Iroquois, Eganville

TORONTO'S BEST PAYDAY LOAN OPTION

Canada’s most accessible loans

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Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
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Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Manitoba

Toronto

Toronto’s Best PayDay Loans

We know that things happen in life and sometimes you need extra money for unexpected expenses. If you need the car or computer repaired, emergency dental work or last-minute tuition fees, what do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. You need a solution now. A post-dated check? That can be tricky. How about a cleaner, faster, easier solution than any of those options? Our payday loans can do the trick. Check out our cash advance or more flexible payment plan. Either is an affordable solution, that’s quick and easy, when the unexpected expenses arise.

Plus, we use the industry’s state-of-the-art encryption technology to ensure that your personal application information is rock solid safe. Also, the application is as simple as can be. The days of standing in line at some storefront location, with all your documents piled in your lap, waiting for your number to be called, are over at Cloud Nine Loans. Ours is a completely streamlined, easy to use, secure, online process. The whole thing can be done from the comfort of your couch, all in one day. Once approved, and you sign the electronic contract, your funds are just 5 minutes away from being in your bank account.

So, if you’re looking for a short-term loan, with a trusted, direct lender, Cloud Nine Loans is the company for you. Our Code of Conduct is drawn from industry best practices, ensuring a transparent and responsible lending process wherever you are, in Toronto or across Ontario.

We appreciate the encouraging response to our innovative loan business model from our clients in Toronto. We are a licensed direct lender operating in compliance with the province’s legal regime regulating the industry. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.

Some other Ontario cities where we provide loans are 

in Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Niagara Falls, Kitchener, Oshawa, Barrie, Guelph, Kingston, Kanata, Milton, Brantford, Thunder Bay, Sudbury, Peterborough, Sarnia, Belleville, Sault Ste. Marie, Welland–Pelham, North Bay, Cornwall, Chatham, Georgetown, St. Thomas, Woodstock, Bowmanville, Leamington, Stouffville, Orillia, Stratford, Orangeville, Bradford, Timmins, Keswick–Elmhurst Beach, Bolton, Midland, Innisfil, Owen Sound, Brockville, Fergus, Lindsay, Collingwood, Cobourg, Alliston, Wasaga Beach, Valley East, Pembroke, Tillsonburg, Port Colborne, Fort Erie, Strathroy, Simcoe, Amherstburg, Petawawa, New Hamburg, Angus–Borden CFB-BFC, Ingersoll, Port Hope, Paris, Rockland, Carleton Place, Beamsville, Uxbridge, Hawkesbury (ON/QC), Kenora, Elliot Lake, Arnprior, Elmira, Wallaceburg, Caledonia, Acton, Port Perry, Bracebridge, Newcastle, Smiths Falls, Binbrook, Crystal Beach, Kincardine, Renfrew, Shelburne, Port Elgin, Aylmer, Goderich, Sutton, Listowel, Essex, Napanee, Fort Frances, Hanover, Kapuskasing, King, St. Marys, Embrun, Sturgeon Falls, Huntsville, Parry Sound, Kirkland Lake, Chelmsford, Port Dover, Brighton, Dunnville, Manotick Station, Corunna, Chippawa, Lively, Dryden, Perth, Smithville, Tay, Petrolia, Gravenhurst, Gananoque, Tottenham, Almonte, Mount Albert, Meaford, Tilbury, Porcupine, Picton, Azilda, Mississauga Beach, Exeter, Mount Forest, Rockwood, Nobleton, Mitchell, Walkerton, Russell, New Liskeard, Blenheim, Caledon East, Delhi, Ayr, Vineland, Richmond, Stayner, Prescott, Kemptville, Dorchester, Beeton, Hearst, Espanola, Southampton, Deep River, Cochrane, Casselman, Bobcaygeon, Campbellford, Haileybury, St. George, Wellesley, Ballantrae, Marathon, Waterford, Clinton, Ridgetown, Iroquois Falls, Tavistock, Bridgenorth–Chemong Park Area, Sioux Lookout, Hagersville, Virgil, Wingham, Wheatley, Norwich, Alexandria, Frankford, Beaverton, Capreol, Lakefield, Harrow, Schomberg, Grand Bend, Seaforth, Erin, Palmerston, Wawa, Durham, Osgoode, Lucan, Thornbury, Fenelon Falls, Dresden, Winchester, Morrisburg, Wyoming, Arthur, Elmvale, Constance Bay, Blind River, Forest, Colchester, Port Stanley, Glencoe, Thamesford, Drayton, Limoges, Dundalk, Stirling, Wiarton, St. Jacobs, Atikokan, Carlisle, McGregor, Ilderton, Cannington, Chesley, Mount Brydges, Geraldton, Coniston, Factory Island, Harriston, Mattawa, Wendover, Long Sault, Metcalfe, Vankleek Hill, Parkhill, Cardinal, Cayuga, Manitouwadge, Tweed, Millbrook, Oro Station–Hawkestone, Chesterville, Everett, Deseronto, Grand Valley, Marmora, Colborne, Milverton, Little Current, Amigo Beach, Watford, Madoc, Attawapiskat 91a, Caledon, Dowling, L'Orignal, Longlac, Englehart, Moosonee, Ingleside, Norwood, Dutton, Plattsville, Powassan, Wikwemikong, West Lorne, Omemee, Barry's Bay, Sunderland, Mildmay, Markdale, Cookstown, Claremont, Marchmont–Bass Lake, Alfred, Bath, Stevensville, Red Lake, Havelock, Thessalon, Chapleau, Creemore, Bourget, Brussels, Golden, Haliburton Village, Belmont, Lucknow, New Dundee, Cobalt, Hastings, Bayfield, Orono, Port Rowan, Stoney Point, Paisley, Palgrave, Jarvis, Chalk River, Iroquois, Eganville

fast online payday loan

WHAT'S THE BEST LOAN FOR YOU?

Forget those line-ups down at the brick-and-mortar joint. You can apply for this loan from the comfort of your couch. Our advanced assessment tools instantly determine your eligibility.
The hassle-free loan option.

Intime financial help and on-time loans and borrow money with payday loan advance
Safe & Secure

Completely confidential and secure, guaranteed! We use the same high security standards like the banks.

Expert Support

Our support staff. Always ready and available to answer any questions that you may have to ensure you get the loan you need.

No Hidden Fees

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

Fast

You’ll know instantly when you’re approved for your loan and what repayment schedule of 1, 2 or 3 installments best suits your needs.

easy same day online loans

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%


in Toronto, Ottawa, Mississauga, Brampton, London, Windsor, Hamilton, Niagara Falls, Kitchener, Oshawa, Barrie, Guelph, Kingston, Kanata, Milton, Brantford, Thunder Bay, Sudbury, Peterborough, Sarnia, Belleville, Sault Ste. Marie, Welland–Pelham, North Bay, Cornwall, Chatham, Georgetown, St. Thomas, Woodstock, Bowmanville, Leamington, Stouffville, Orillia, Stratford, Orangeville, Bradford, Timmins, Keswick–Elmhurst Beach, Bolton, Midland, Innisfil, Owen Sound, Brockville, Fergus, Lindsay, Collingwood, Cobourg, Alliston, Wasaga Beach, Valley East, Pembroke, Tillsonburg, Port Colborne, Fort Erie, Strathroy, Simcoe, Amherstburg, Petawawa, New Hamburg, Angus–Borden CFB-BFC, Ingersoll, Port Hope, Paris, Rockland, Carleton Place, Beamsville, Uxbridge, Hawkesbury, Kenora, Elliot Lake, Arnprior, Elmira, Wallaceburg, Caledonia, Acton, Port Perry, Bracebridge, Newcastle, Smiths Falls, Binbrook, Crystal Beach, Kincardine, Renfrew, Shelburne, Port Elgin, Aylmer, Goderich, Sutton, Listowel, Essex, Napanee, Fort Frances, Hanover, Kapuskasing, King, St. Marys, Embrun, Sturgeon Falls, Huntsville, Parry Sound, Kirkland Lake, Chelmsford, Port Dover, Brighton, Dunnville, Manotick Station, Corunna, Chippawa, Lively, Dryden, Perth, Smithville, Tay, Petrolia, Gravenhurst, Gananoque, Tottenham, Almonte, Mount Albert, Meaford, Tilbury, Porcupine, Picton, Azilda, Mississauga Beach, Exeter, Mount Forest, Rockwood, Nobleton, Mitchell, Walkerton, Russell, New Liskeard, Blenheim, Caledon East, Delhi, Ayr, Vineland, Richmond, Stayner, Prescott, Kemptville, Dorchester, Beeton, Hearst, Espanola, Southampton, Deep River, Cochrane, Casselman, Bobcaygeon, Campbellford, Haileybury, St. George, Wellesley, Ballantrae, Marathon, Waterford, Clinton, Ridgetown, Iroquois Falls, Tavistock, Bridgenorth–Chemong Park Area, Sioux Lookout, Hagersville, Virgil, Wingham, Wheatley, Norwich, Alexandria, Frankford, Beaverton, Capreol, Lakefield, Harrow, Schomberg, Grand Bend, Seaforth, Erin, Palmerston, Wawa, Durham, Osgoode, Lucan, Thornbury, Fenelon Falls, Dresden, Winchester, Morrisburg, Wyoming, Arthur, Elmvale, Constance Bay, Blind River, Forest, Colchester, Port Stanley, Glencoe, Thamesford, Drayton, Limoges, Dundalk, Stirling, Wiarton, St. Jacobs, Atikokan, Carlisle, McGregor, Ilderton, Cannington, Chesley, Mount Brydges, Geraldton, Coniston, Factory Island, Harriston, Mattawa, Wendover, Long Sault, Metcalfe, Vankleek Hill, Parkhill, Cardinal, Cayuga, Manitouwadge, Tweed, Millbrook, Oro Station–Hawkestone, Chesterville, Everett, Deseronto, Grand Valley, Marmora, Colborne, Milverton, Little Current, Amigo Beach, Watford, Madoc, Attawapiskat 91a, Caledon, Dowling, L'Orignal, Longlac, Englehart, Moosonee, Ingleside, Norwood, Dutton, Plattsville, Powassan, Wikwemikong, West Lorne, Omemee, Barry's Bay, Sunderland, Mildmay, Markdale, Cookstown, Claremont, Marchmont–Bass Lake, Alfred, Bath, Stevensville, Red Lake, Havelock, Thessalon, Chapleau, Creemore, Bourget, Brussels, Golden, Haliburton Village, Belmont, Lucknow, New Dundee, Cobalt, Hastings, Bayfield, Orono, Port Rowan, Stoney Point, Paisley, Palgrave, Jarvis, Chalk River, Iroquois, Eganville

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