Canada’s most accessible loans
At Cloud Nine Loans we take seriously our obligation to conduct ourselves ethically and honestly. Our reputation and the well-being of our customers depend upon such conduct from us. Toward ensuring this end our Code of Conduct establishes principles and rules based on the best practices across the industry. In the end, though, the integrity of our business depends upon us making the best, most ethical choices in our daily interaction with applicants and customers.
We are licensed to provide payday loans across the Canadian provinces. We rigorously adhere to the regulatory standards of each of the provinces within which we operate. Our credit solutions are fully consistent with these regulatory environments. We do not violate these regulations and apply them consistently in both our loan underwriting and, should it prove necessary, in our collection operations.
Financial sustainability for both our business and our customers depends upon sound and responsible lending. Only loans that we believe are within our customers’ capacity for repayment will be offered.
At Cloud Nine Loans transparency is our touchstone. Toward that end, we ensure that all the information we provide, about fees, rates, or any other costs or obligations, are clearly laid out in straightforward, easy to understand language. We will never mislead you, manipulate you or influence you in any fraudulent manner or direction. All employees and agents of Cloud Nine Loans understand the imperative to provide honest and clear answers to your questions.
Your security is important to us. All measures that are reasonably possible are followed to ensure the security of your personal information. Nor will we ever sell your information to any third party.
We pledge to treat every decision we make regarding lending with the highest standards of honesty, caution and conscientiousness. Our Code of Conduct informs all our business practices.
Everyone deserves the opportunity to engage in quick and easy financial services that meet the highest ethical standards. Providing you with this opportunity is our aspiration.
You should contact us if you have queries or concerns regarding our Code of Conduct. We will enthusiastically discuss these matters with you, if you contact us via your dashboard through LOGIN
Don’t be discouraged by a poor credit score. What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use an advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.
Residents of Canada and the larger metropolitan area will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your armchair.
We know other companies require you to document your whole life. No need to worry about that with us. We won’t ask for faxes or letters, nor will we require to come into our office to sign any documents. It’s all streamlined, online, for your convenience.
Our Code of Conduct assures you’ll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is explained up front and transparently. Our job is to make your life easier.
Of course, we require some personal information to assess your application, but you can rest assured, that your information is safe with our top of the line industry encryption technology. Wherever you live in the Canada area, from Delta to Richmond, Burnaby to West Vancouver, and beyond, this is the safest, easiest, most transparent loan process you’ve seen.
We appreciate the encouraging response to our innovative loan business model from our clients in Canada. Look forward to more great short-term loan opportunities as we work to make your financial life easier and happier.
Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
Cloud Nine Loans, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Manitoba (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.